Madison Realty Capital understands that each individual has a specific set of needs. We look at each transaction independently and try to tailor our loan parameters to meet the needs of the borrower. Our knowledge and experience in finding creative funding solutions allows RC to provide the money borrowers need with lightning speed. An appraiser will be at the property within days to assess the market value of the collateral. Closings can occur just days after site inspection. Whether you're in need of financing for construction, acquisition, refinance, cash-out or a distressed situation, we can help.

Madison Realty Capital is an institutionally backed private equity fund with  over $500,000,000 in lending capability. All decisions are made right here, our loans are never syndicated – it is our money and our balance sheet. We specialize in one-year interest only commercial mortgages nationwide.  Loan terms range from 6 months to 3 years and loan amounts can go from $1,000,000 to $50,000,000 and higher in certain circumstances. Approval is not credit-driven and we require little documentation to close.

Time-sensitive deals are our specialty - closings can occur in as little as 5 –15 business days. 

Madison Realty Capital has many loan options:

• Purchases

• Refinances/cash-outs

• Foreclosure bailouts and Bank workouts

• Acquisition and Development

• Rehab loans

Madison Realty Capital considers all property types except:

• Ski resorts and Golf courses

• Churches and Non-profits

MATRIX

Some Collateral types that are of interest:
1. Office buildings (up to 75% LTV)
2. Apartment Buildings (up to 75% LTV)
3. Hotels/motels (stabilized-up to 65% LTV)
4. Mixed-use (up to 75% LTV)
5. Shopping centers (up to 75% LTV)
6. Warehouses (up to 75% LTV)
7. Owner-occupied facilities (up to 60% LTV)
8. Marinas (up to 65% LTV)
9. Auto repair/mechanic shops (up to 65% LTV)
10. Gas Stations (up to 65% LTV)
11. Assisted living facilities (up to 60% LTV)
12. Multi Family (up to 75% LTV)

Some Collateral types that are not of interest:
1. Land (unless borrower brings cross collateral or significant amount of cash to the table)
2. Construction (unless in NY&NJ or borrower brings cross collateral or significant amount of cash)
3. “White elephants” (very large vacant facilities)
4. Theme/water parks
5. Golf courses
6. Non-stabilized hotels
7. Hospitals
8. Daycare Centers
 

Lending Parameters
 

Term: 1-3 Years

Lending Area: The United States

Property Type: All commercial properties considered (including raw land)

Loan Size: $1,000,000 to $50,000,000 +

Interest Rates: As low as 9% (rates may vary depending upon collateral type)

Amortization: Interest Only

Loan to Value: Up to 75%

Origination Fee: 1-3% taken at closing from the loan proceeds

Closing Terms: Closings in as quick as 5-7 business days

Madison Realty Capital’s Loan-to-Value Lending Parameters:

• 75% max LTV

• Income-producing properties with multiple tenants and strong leases in place

• Up to 60 to 65% maximum LTV

• Owner occupied (hotels, restaurants, catering/banquet facilities, etc)

• Single Tenant Specialty Properties or Industrial

• Construction and rehab loans (Initial draw of 50 to 60% of the “as is” value and up to 60 to 65% of “as completed” value when project is finished)

• Other Properties: 50% maximum LTV

• Land: case by case

• Single family residence: case by case

-- Transactions must be within the 50 states
-- Must be real estate based transactions
-- Amount requested is over $1 million
-- A loan to value of 75% or less
-- Must have pictures of the property